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Recommended Financial Aid Submission Dates
Fall Term: Jul. 1
Spring Term: Nov. 1
Summer Term: Mar. 1
Students come to seminary with an eagerness
to learn, though they must balance their enthusiasm
with realistic planning about how they will
cover their training costs. Indeed, the primary
responsibility to pay will rest on the student.
However, students are invited to explore the
financial aid options available from Western
Seminary and various outside organizations
that can help provide for and manage school
expenses all the way to graduation.
In order to qualify
for most kinds of financial aid below, students
must be enrolled half time (4 hours) and be
admitted to a degree program. This now includes Graduate Studies Diploma and Graduate Studies Certificate. Please note
that non-degree students are not eligible
for financial assistance.
As a general rule, a student may receive more than one kind of institutional gift financial aid (grants or scholarships) but only up to a maximum of 20% of his/her tuition for a term.
Grants will be based primarily on financial
need and will depend in large part on the
amount of money available and the need of
the applicant. Grants are awarded on a fall-spring-summer
academic year. The Church Partnership Grants
and Need-Based Grants are funded by the endowment
and restricted scholarships shown in the Seminary
catalog. Eligible programs include Certificat, Diploma
and Masters programs.
This scholarship is to assist Western Seminary
students in their preparation for ministry. Students envisioning teaching
or educational ministry as their ministry goal---or those for whom education
will be a significant component of their ministry---will be eligible. Scholarships
are open to students in any degree program, but up to five full-tuition
scholarships (for the first 2 years of the Th.M. program) will be awarded
annually to incoming Master of Theology (Th.M.) students who meet the qualifications
for the Marvin O. Johnson Educational Ministry Scholarship.
Students who are staff members of CB churches,
CB agencies or supporting churches may be
eligible for a grant of 25% of tuition costs.
Contact the Financial Aid Office for details
and eligibility. Please see Community Service
information below
Thanks to the strong partnership between
Western Seminary and the following ministry organizations,
staff workers in each organization may be eligible
for a partial scholarship. (Click on name to download application information.) Please see Community Service
information below.
Visiting Western Seminary when you live at
a distance can be expensive! We would like
to reward you for visiting our campus by offering
you a $300.00 grant.
Please see Community Service information below.
Degree graduates of Western Seminary are invited
to audit one course per year at no charge.
Degree graduates include those who have completed
a full master’s or doctoral degree program.
To download the request for financial aid
under the Spouse Tuition Policy, please click
here.
Federal Stafford loans are interest loans obtained through a lender of the student's choice. Western Seminary recommends that students limit their borrowing to $13,333 in any 12-month period and total graduate/undergraduate borrowing to $40,000 at time of repayment. This applies to subsidized, unsubsidized Stafford loans, consolidated and Perkins loans. These recommended loan limits are based on the expected income of a Western Seminary graduate. Students
wishing to borrow in excess of these recommended limits will be asked
to provide additional information regarding financial resources and
future repayment. Repayment begins six months after you graduate or cease to be at least a half-time student. The Stafford loan process can take six to eight weeks and should be started as early as possible. (As a graduate institution, students are not eligible for federal grant programs such as Pell.)
Helpful Links
Western Seminary works with veterans and active duty armed forces personnel in the receiving of VA and other educational benefits. A student’s ability to qualify for and receive these benefits is determined by the government and not Western Seminary, though a VA Certifying Official on Western staff is available to counsel students that may qualify to receive these benefits. That official will assist eligible students by certifying and tracking students’ enrollment and progress in their degree program. Students receiving these types of benefits will need to partner with their certifying official each semester to ensure full understanding and clear communication about enrollment.
If you are eligible to receive VA or TA benefits, please follow these steps:
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Speak with the VA certifying official at the Sacramento campus:
Janet Gluck
916.488.3720 x0
jgluck@westernseminary.edu
For TA Benefits, please contact:
Sandy Foster
503.517.1888
sfoster@westernseminary.edu |
| 2. |
Please research and apply for these benefits online at:
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SMI, a non-profit national organization, provides a way for family, friends and churches to make tax-deductible contributions to sponsor your ministry activities while pursuing ministry directed graduate education. Maximize your opportunities by receiving income for your ministry involvement under the leadership of a seasoned minister. To qualify, you must be involved in an approved ministry. Contact SMI at www.studentministriesinc.org or by phone at 866.653.8802.
Some students have been able to secure scholarships
or grants from trusts and civic organizations.
You may wish to
do the following:
- Contact your local library
to research grant books
- Download ATS Catalog "V"
"Outside Financial Resources for
Theological Students" from http://ats.edu/sets/studfst.htm.
or (use in the Portland Financial Aid
Office.)
- Although
the majority of aid is for undergraduate
level, other scholarship sites include:
For students who are
not able to pay their tuition in full at the beginning
of the term, a monthly payment plan is available.
This plan is administered by Academic Management
Services and payments are made directly to AMS,
not to the seminary. There is a per-semester or
-year charge for this service but, if payments are
made on time, there are no interest or other charges
for using this plan. For more information about
how the plan works or to sign up for the plan,
click here.
Or you may call the Business or Financial Aid Offices
if you have additional questions.
Please note: This
monthly payment plan is not available for the summer
term.
Financing your education
at Western Seminary is a combination of grants,
loans, working part-time or full-time along with
your current resources. This is no doubt that pursuing
an advanced degree will require some sacrifice but,
with careful planning and sound management, it can
be achieved. The Lord provides!
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