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Financial Support

Financial Support

All international students seeking to study in the US must demonstrate, according to US regulations, that they have the funds to cover their first full year of tuition, books and living expenses. 

Online international students only need to prove funds for the 1-2 week period that they are coming into the US for threshold courses. After being admitted, you will be sent a Financial Guarantee Form that is based upon your campus, living situation, and degree that you are seeking.  Tuition remains the same for each campus.  Expenses for 2018-19:

Expenses

2019-20 Expenses

The following are expenses for the MA degree students at all three campuses of Western Seminary. Additional amounts would be added for the following degrees: Portland MA Counseling students would substitute $9840 ($630/credit x 16 credits). Th.M. students substitute $7200 ($600/credit x 12 credits) for tuition while doctoral students substitute tuition as $8040 for Doctor of Intercultural Studies/EdD ($670/credit x 12 credits) and $3,780 for D.Min. ($630/credit x 6 credits).

Please note that these are costs that admitted students must demonstrate they have in order to receive their I-20 documentation and F1 visa. 

Single M.A. online student coming for 2 week threshold courses

Tuition (16 credits x $600/credit) $4,800
Educational technology fee $220
Books $333
Total Tuition and Books $5,353
Rent/Food $724
Transportation $81
Personal Expenses $114
Medical Insurance $0
Dependent Costs $0
Total Living Expenses $919
Total All Living Expenses $6,272

Single M.A. student living in Greater Portland Area

Tuition (16 credits x $600/credit) $9,600
Educational technology fee (2 terms) $440
Books $1,000
Total Tuition and Books $11,040
Rent/Food $15,885
Transportation $1,200
Personal Expenses $2,976
Medical Insurance $2,000
Dependent Costs $0
Total Living Expenses $22,061
Total All Living Expenses $33,101

Married M.A. student living in Greater Portland Area

Tuition (16 credits x $600/credit) $9,600
Educational technology fee (2 terms) $440
Books $1,000
Total Tuition and Books $11,040
Rent/Food $18,863
Transportation $1,950
Personal Expenses $4,951
Medical Insurance $5,187
Dependent Costs $0¹
Total Living Expenses $30,951
Total All Living Expenses $41,991

¹For the Portland Campus, add $7,194 for each dependent child

Single M.A. student living in San Jose

Tuition (16 credits x $600/credit) $9,600
Educational technology fee (2 terms) $440
Books $1,000
Total Tuition and Books $11,040
Rent/Food $24,005
Transportation $990
Personal Expenses $2,976
Medical Insurance $2,121
Dependent Costs $0
Total Living Expenses $30,092
Total All Living Expenses $41,132

Married M.A. Student living in San Jose

Tuition (16 credits x $600/credit) $9,600
Educational technology fee (2 terms) $440
Books $1,000
Total Tuition and Books $11,040
Rent/Food $26,983
Transportation $1,740
Personal Expenses $4,951
Medical Insurance $5,271
Dependent Costs $0²
Total Living Expenses $38,945
Total All Living Expenses $49,985
²For the San Jose Campus, add $10,688 for each dependent child

Single M.A. student living in Sacramento

Tuition (16 credits x $600/credit) $9,600
Educational technology fee (2 terms) $440
Books $1,000
Total Tuition and Books $11,040
Rent/Food $12,759
Transportation $1,200
Personal Expenses $2,976
Medical Insurance $2,121
Dependent Costs $0
Total Living Expenses $19,056
Total All Living Expenses $30,096

Married M.A. student living in Sacramento

Tuition (16 credits x $600/credit) $9,600
Educational technology fee (2 terms) $440
Books $1,000
Total Tuition and Books $11,040
Rent/Food $14,457
Transportation $1,950
Personal Expenses $4,951
Medical Insurance $5,271
Dependent Costs $0³
Total Living Expenses $26,629
Total All Living Expenses $37,669
³For the Sacramento Campus, add $7,050 for each dependent child

 

Tuition and Fees

The student must pay tuition and fees in full at the beginning of each semester. Tuition is charged by the number of credits taken each semester. F-1 students are required by the US law to take a full course load each semester.  For Th.M. and Doctor of Intercultural Studies students, a full course load is 6 hours per semester. For D. Min. students, a full course load is 3 hours per semester.  For all other programs, it is 8 hours per semester.

Portland/Sacramento/San Jose (2019-2020 rates)
$600 for each credit at Masters level (except MA Counseling)
$630 for each credit for the MA Counseling

$630 for each credit for the Doctor of Ministry
$670 for each credit for the Doctor of Intercultural Studies and Doctor of Education

$220 Educational Technology Fee for each term with 1 registered credit
$1,000 yearly for books and fees

Students must take at least 3/6/8 hours per term (depending upon degree program) and 6/12/16 hours per year (fall and spring semesters) are required as a minimum, but 30 hrs. per year are required to finish most programs in 2-3 years.

Other school fees can be found on the Tuition and Fees page.

Medical Insurance

For the welfare of the international student and because the seminary cannot assume financial responsibility for hospitalization, international students must have health insurance coverage acceptable to the seminary.  This can be coverage from your home country that covers you here in the US or you can obtain your own insurance here in the US.  Spouses and dependents are not required to have insurance, but it is highly recommended that they be covered because of the high costs of the US healthcare system. More information about health insurance can be obtained from the International Student Office.

Families

Accepted students who desire to bring family members with them to Western Seminary must show proof of sufficient funds to cover living expenses and all transportation costs for family members. The US Department of Homeland Security requires that proof of financial support be given before the proper forms for visa application can be issued.  Family members are issued papers showing they have dependent status (F-2).

Housing

Western Seminary does not have student housing. Students will need to secure their own housing in the Portland area. We advise students to work with the International Student Office in this process.

Funding Sources

Sources of funds can be a students personal funds, family funds, sponsorship from an individual, church support, loan, or scholarship.  Whichever the case, the total must match what is given on the Financial Guarantee Form.  Any declared amount also must be supported by official financial documents. 

Sponsorship

Sponsorship may be important to you. Western Seminary requires that every student secure prayer and financial support from his/her endorsing church, mission agency, or school. Prayer is absolutely vital for your success. Financial sponsorship, even if partial, increases commitment to your church and the church to the student. Costs for enrollment vary by the program of study, family size, living and travel expenses. While limited school scholarships may at times be available, students should seek the Lord’s provision first through their church, mission agency, school, family, friends, mission board, or para-church agencies.

Financial Aid

All international applicants must show evidence of financial support for educational and living expenses before an I-20 can be issued. Serious consideration of the high cost of living and studying in the United States must be made. Western Seminary has very few scholarships for international students. Information and applications for international student scholarships can be obtained on the Financial Aid page and submitted to the International Student Coordinator.  

Working

A student entering the U.S. with student (F-1) status may not work except on the campus of his/her institution. Western Seminary has limited on campus positions of this kind available each year. A student cannot count upon finding significant financial support by working while studying.